How To Start A Bil Payment Service

Pay bills online, 24/7

From your car payment to your utilities and mortgage, paying bills with Western Union is fast, convenient and reliable no matter how you choose to pay.

Hero _ Lady with a laptop

Refer a friend!

You'll both earn a $20 Amazon.com e-gift code^*.
Terms and conditions apply.

Simple steps for online bill pay

Sign up and verify your free profile

Log in or Sign up and verify your free profile to pay a bill online. You can verify your profile using your United States driver's license, passport or government-issued ID.

Find your biller

Search for your biller by typing in the name. From your mortgage to your water bill, our network likely has you covered.

Complete the required fields

Simply provide your account number and the amount you'd like to pay towards a bill.

Select a secure payment method

Our bill pay services let you conveniently pay with your credit/debit card¹.

That's it! Bill paid

We'll send you a confirmation email with the money transfer control number (MTCN) of your transaction for your records.

1

Sign up and verify your free profile

Log in or Sign up and verify your free profile to pay a bill online. You can verify your profile using your United States driver's license, passport or government-issued ID.
2

Find your biller

Search for your biller by typing in the name. From your mortgage to your water bill, our network likely has you covered.
3

Complete the required fields

Simply provide your account number and the amount you'd like to pay towards a bill.
4

Select a secure payment method

Our bill pay services let you conveniently pay with your credit/debit card¹.
5

That's it! Bill paid

We'll send you a confirmation email with the money transfer control number (MTCN) of your transaction for your records.

Ready to pay your bills?

More ways to pay bills with Western Union

Pay bills on the go

Pay bills anytime, anywhere with the Western Union^® app.

Download app

Make a payment in person

Visit one of 55,000 U.S. agent locations² to pay your bill. Start on the app and you can save time paying in-store – no forms to fill out.

Find locations

Pay by phone

Need to pay a bill now? Call 1-800-634-3422 from your home or mobile phone and pay using a credit/debit card¹.

Learn more

Quick and easy sign up

All you need is a valid email address and a mobile phone number to start paying bills via the app, at WU.com, or in person today.

Track your payments

We provide a confirmation email or receipt with the tracking number of your transaction.

Pay the way you like

Pay bills using credit/debit card¹ online or cash in-store.

Convenient locations

Pay bills in person at a Western Union^® agent location near you.

Pay bills fast on our app

Pay-bills or start a bill payment and pay in-store.

Track your payments in real time.

Touch ID saves you time with fast log-in.

Download the app

Rating as of September 15, 2020.

Frequently Asked Questions about paying bills with Western Union

How do I pay bills using the Western Union^® app?

1. If you already have the Western Union^® app, log in with Touch ID or your credentials. If you don't have our app yet, simply download it on the Apple App Store or Google Play Store. New users can follow the steps to register a profile with your email address. You can verify your profile using your driver's license, passport or government-issued ID.
2. Once you are in our app, select 'Pay bills' and search for your biller by typing in the name.
3. Provide your account number and the amount you'd like to pay towards the bill.
4. Enter your credit/debit card1 information.
5. We'll send you a confirmation email with the money transfer control number (MTCN) of your transaction for your records.

Download the app

How do I pay bills in person?

1. Search for a nearby Western Union® agent location.
2. Go directly to the counter and provide your phone number, the name of the company you wish to pay, and your account number.
3. Pay with cash or a US bank-issued debit card.
4. We'll send you a confirmation email with the money transfer control number (MTCN) of your transaction for your records.

Find a location

How do I pay bills by phone?

1. Call 1-800-634-3422 (for Spanish 1-800-325-4045) from your home phone or mobile phone number. You cannot use a pay phone.
2. Follow the prompts to pay by phone. You'll need the account number listed on the bill statement.
3. Pay the bill with a credit/debit card1 issued from a bank in the United States.
4. We'll provide you a tracking number (MTCN). Save this as proof of payment.

Still have questions?

Contact our Customer Care team or visit our FAQ page for more information.

¹ If you're using a credit card, a card-issuer cash advance fee and associated interest charges may apply. To avoid these fees or for reduced fees, use a debit card or check other payment methods.

² Network data as of June 30, 2020.

^* Terms and Conditions apply. Restrictions apply, see amazon.com/gc-legal